By Akul Ranjan. Edited by Arjun Chandrasekar. Overview You may have heard the term mortgage frequently said around you, as it is a very common loan for buying a house or any kind of property. Mortgages are given out by mortgage lenders and banks alike. The loan is usually a fixed/varied payment for an extended...Read More

By Sterling Xie. Edited by Arjun Chandrasekar. Overview As we socially distance and avoid contact, our world has increasingly digitized. Among the most affected—are retail stores, brick-and-mortar stores, and shopping malls. While e-commerce stores are still a sure minority in the market right now, the COVID-19 pandemic has expedited the digitization of stores, bringing some...Read More

By Aniket Bose. Edited by Arjun Chandrasekar Overview Car insurance is insurance that is meant for cars, like life insurance is meant for humans. It is a contract between you and the insurance company that protects you from financial loss, in the case of an accident or a theft. While purchasing car insurance, you have...Read More

By William Cao. Edited by Arjun Chandrasekar. Overview If not attended to properly, car insurance can compound up annually and cost more to pay off annually. Research from the NAIC shows that an average person spends about $1,100 in 2018 and these rates are most likely to have risen over the years. This article will...Read More

By William Cao. Edited by Arjun Chandrasekar. Overview Ever been shopping at Target and heard the lines of “With Target’s RedCard™, you can save 5% and get a cashback reward” from the cashier? Well, me too. I always wondered how cash back rewards work and what they are, so, in this article, we will be...Read More

By William Cao. Edited by Arjun Chandrasekar. Introduction Imagine every individual having an assigned number from 300 – 850 and the value is a “make or break” type notion. The lower the number to 300, then the individual can lose a significant amount of money. On the other hand, if the value is higher and...Read More

By Dheeraj Veludandi. Edited by Arjun Chandrasekar. Overview The 50/30/20 budgeting rule is a way to categorize and track your after-tax income expenses into three categories: needs, wants, and savings. To form a clearer picture, 50% of your after-tax income goes to needs, 30% goes towards wants, and the other 20% is for savings. If...Read More

By Hrishikesh Menon. Edited by Arjun Chandrasekar. Overview Credit is the trust of a lender in the borrower that the lent money will be paid back in by a set date. It can be built with financial instruments such as credit cards, installment loans, monthly settlements, etc. This article will cover a brief history of...Read More

By Taylor Nunley. Edited by Arjun Chandrasekar. Overview The idea of credit and the accompanying score that comes with it can be scary. Everyone has heard a relative or friend’s horror stories about their trouble with loans. This financial problem is so widespread that a recent survey from CreditsCards.com estimates nearly half of all Americans...Read More

By Aniket Bose. Edited by Arjun Chandrasekar Overview Life insurance is a very common asset that is a part of many people’s financial planning over the long run. The best way to protect a loved one is by purchasing a life insurance policy so that they have access to the financial support they need when...Read More