Learn the true meaning behind terminology and read extensive explanations of a variety of financial topics including money management and corporate finance.
By Jay Jia. Edited By Aniket Bose and Swastik Patel. Overview From the perspective of investment behavior, venture capital (VC) is a form of investment in the research and development field of startups, early stage and emerging...
By William Cao. Edited by Arjun Chandrasekar and Swastik Patel. Overview/Introduction As you may know, a dividend, in short, is a company distributing cash to its shareholders for a certain amount of time. Though companies are not...
By Soham Aher. Edited by Swastik Patel. Introduction Working capital management refers to a company’s efforts to ensure it has adequate resources for day-to-day running expenditures while maintaining resources invested in a profitable manner. Goals of Working...
By Sterling Xie. Edited by Swastik Patel Overview Debt is a painstaking financial obligation that plagues the lives of millions. Paying off debt certainly is difficult in itself as one...Read More
By Aniket Bose. Edited By Arjun Chandrasekar and Swastik Patel. Overview Omnichannel retailing is essentially a business model where the existing channels of a business are fully integrated to offer...Read More
By Akul Rankan. Edited by Arjun Chandrasekar. Overview Credit cards, are the lifeblood of consumer consumption and are often a tough choice to make when acquiring one. With thousands of...Read More
By Sterling Xie. Edited by Arjun Chandrasekar. Overview Finance is certainly complicated, full of terms that seem to be mired in confusion. However, these terms ultimately can be simplified into...Read More
By Ee Hsin Kok. Edited by Arjun Chandrasekar. Overview A great way for investors to earn passive income off of their portfolios is through collecting dividends from their shares. In...Read More
By Akul Ranjan. Edited by Arjun Chandrasekar. Overview You may have heard the term mortgage frequently said around you, as it is a very common loan for buying a house...Read More
By Sterling Xie. Edited by Arjun Chandrasekar. Overview Women have made landmark strides in breaking through gender barriers in the financial world and especially on Wall Street. Starting in the...Read More
By Ee Hsin Kok. Edited by Arjun Chandrasekar. Overview If you’ve ever seen stories of insider trading on the news, you probably think it’s unfair and illegal. For example, famous...Read More
By Hrishikesh Menon. Edited by Arjun Chandrasekar. Overview A major percentage of taxpayers adhere to the standard income tax brackets and its progressive taxation process. However, that minor percent –...Read More
By Sterling Xie. Edited by Arjun Chandrasekar. Overview As we socially distance and avoid contact, our world has increasingly digitized. Among the most affected—are retail stores, brick-and-mortar stores, and shopping...Read More
By Ee Hsin Kok. Edited by Arjun Chandrasekar. Overview There are multiple ways for successful companies to return value to their shareholders. Probably the most well-known of which is through...Read More
By Aniket Bose. Edited by Arjun Chandrasekar Overview Car insurance is insurance that is meant for cars, like life insurance is meant for humans. It is a contract between you...Read More
By William Cao. Edited by Arjun Chandrasekar. Overview The American Bankers Association (ABA), more commonly referred to as the check routing number, is needed for setting up direct deposits or...Read More
By William Cao. Edited by Arjun Chandrasekar. Overview If not attended to properly, car insurance can compound up annually and cost more to pay off annually. Research from the NAIC...Read More
By William Cao. Edited by Arjun Chandrasekar. Overview B2B or is it B to B or is it actually business-to-business? Well, it is actually all of the above. The term...Read More
By Ee Hsin Kok. Edited by Arjun Chandrasekar. Overview Real yields, otherwise referred to as real interest rates, are a term used to describe an asset’s yields once adjusted against...Read More
By William Cao. Edited by Arjun Chandrasekar. Overview Ever been shopping at Target and heard the lines of “With Target’s RedCard™, you can save 5% and get a cashback reward”...Read More
By William Cao. Edited by Arjun Chandrasekar. Introduction Imagine every individual having an assigned number from 300 – 850 and the value is a “make or break” type notion. The...Read More
By Ee Hsin Kok. Edited by Arjun Chandrasekar. Overview When evaluating a company’s financial strength, one of the most important factors is how much debt a company has taken on....Read More
By Ee Hsin Kok. Edited by Arjun Chandrasekar. Overview You might have heard talk in recent years about the threat of certain Chinese companies like Alibaba and Baidu being delisted...Read More
By William Cao. Edited by Arjun Chandrasekar. Overview In this article, two financial concepts named Tax Deductions and Refunds will be dissected and written into a more simplistic and concise...Read More
By Ee Hsin Kok. Edited by Arjun Chandrasekar. Overview When learning about options, you will likely hear about the “Greeks”. The “Greeks” consist of Delta, Gamma, Theta, and Vega. In...Read More
By Ee Hsin Kok. Edited by Arjun Chandrasekar. Overview When learning about options, you will likely hear about the “Greeks”. The “Greeks” consist of Delta, Gamma, Theta, and Vega. In...Read More
By Aniket Bose. Edited by Arjun Chandrasekar. Overview Blockchain is a specific type of database and differs from a typical database, in the way it stores information. Blockchains store their...Read More
By Aniket Bose. Edited By Arjun Chandrasekar. Overview A mortgage broker is an agent that brings mortgage lenders and people seeking a mortgage together, but they do not use any...Read More
By Aniket Bose. Edited by Arjun Chandraeskar. Overview Bank accounts offer their consumers the guarantee of security, safety, and convenience for their money. Whether the consumer prefers to do online...Read More
By Dheeraj Veludandi. Edited by Arjun Chandrasekar. Overview The 50/30/20 budgeting rule is a way to categorize and track your after-tax income expenses into three categories: needs, wants, and savings....Read More
By Dheeraj Veludandi. Edited by Arjun Chandrasekar. Introduction The salary that investment banking(IB) offers is one of the only reasons people take up this career path. But, IB is also...Read More
By Aniket Bose. Edited by Arjun Chandrasekar. Overview A chief financial officer (CFO) is the senior executive at a firm/company responsible for managing the company’s financial actions. Their duties consist...Read More
By Hrishikesh Menon. Edited by Arjun Chandrasekar. Overview A cheque, or check, is a financial instrument given by the bank to an account holder with which the said account holder...Read More
By Taylor Nunley. Edited by Arjun Chandrasekar. Introduction The Great Depression devastated America in the early 1930s. The Stock Market Crash of 1929 caused panic in a country that was...Read More
By Hrishikesh Menon. Edited by Arjun Chandrasekar. Overview Credit is the trust of a lender in the borrower that the lent money will be paid back in by a set...Read More
By Aniket Bose. Edited by Arjun Chandrasekar Overview Discounted cash flow (DCF) is a valuation method used to estimate the value of an investment based upon its cash flows in...Read More
By Taylor Nunley. Edited by Arjun Chandrasekar. Overview The idea of credit and the accompanying score that comes with it can be scary. Everyone has heard a relative or friend’s...Read More
By Taylor Nunley. Edited by Arjun Chandrasekar. Overview It can be hard to keep track of all the different transactions made with an account. Thankfully, monthly statements exist to help...Read More
By Aniket Bose. Edited by Arjun Chandrasekar Overview Life insurance is a very common asset that is a part of many people’s financial planning over the long run. The best...Read More
By Aniket Bose. Edited By Arjun Chandrasekar Overview Return on equity (ROE) is a measure of financial performance which is calculated by dividing net income by shareholders’ equity. Since shareholders’...Read More
By Aniket Bose. Edited By Arjun Chandrasekar. Overview The net profit margin, also known as net margin, measures how much net income or profit is generated as a percentage of...Read More
By Hrishikesh Menon. Edited by Arjun Chandrasekar. Overview Tax brackets are essentially categories of tax rates based on a person or multiple people’s income. It is a progressive tax system...Read More
By Michael Feng. Edited by Arjun Chandrasekar. Overview All transactions are based on the assumption of one thing: trust. When buying something off Amazon, you’re trusting the seller to deliver...Read More
By Michael Feng. Edited by Arjun Chandrasekar. Overview Historians believe the creation of writing was to document financial transactions and debt, dating back several centuries. So if recording financial transactions...Read More
By Aniket Bose. Edited By Arjun Chandrasekar. Overview Return on investment (ROI) is a performance measure used to analyze the efficiency or profitability of an investment. ROIs are also used...Read More
By Aniket Bose. Edited by Arjun Chandrasekar. Overview An initial public offering (IPO) refers to the process of providing shares of a private corporation to the public through issuing new...Read More
By Hrishikesh Menon. Edited by Arjun Chandrasekar. Overview Short selling a stock is the opposite of buying a stock. It is when you borrow shares of a certain stock from...Read More
By Arjun Chandrasekar. Overview The world as we know it is becoming highly digitized with new technologies and renovations to existing products being created every day. We now have artificial...Read More
By Hrishikesh Menon. Edited by Arjun Chandrasekar. Overview Market capitalization, or market cap for short, is the total dollar amount of a company’s outstanding shares. There are 3 main types...Read More
By Aniket Bose. Edited by Arjun Chandrasekar. Overview A credit score is a number that ranges from 300-850 which depicts a consumer’s creditworthiness. The higher the score, the better a...Read More
By Hrishikesh Menon. Edited by Arjun Chandrasekar. Introduction Trend trading is just how the title sounds, trading on a particular market trend for a specific timeframe. This trading strategy is...Read More
By Arjun Chandrasekar. Overview Hedge funds are partnerships between investors and fund managers to facilitate large investment deals. The fund manager seeks to maximize their client’s returns and eliminate as...Read More
By Arjun Chandrasekar. Overview Mutual funds are a popular form of investing, consisting of a portfolio of stocks, bonds, ETFs, and other assets. This diversified portfolio gives investors access to...Read More
