By Aniket Bose. Edited By Arjun Chandrasekar and Swastik Patel. Overview Everyone needs to be able to track their savings, regardless of what job and industry they work in so that they can estimate how much cost reduction they need to implement if organizations and companies adopt strategic sourcing and other cost-effective tactics. The majority...Read More

By Soham Aher. Edited by Swastik Patel This article will cover the steps and methodology in creating a good, effective savings plan that will help in the budgeting and overview of personal finance. Step 1: Your Financial Situation Get a sense of your current financial situation. You may accomplish this by retrieving a few months...Read More

By William Cao. Edited by Swastik Patel Overview/Introduction “Capital” is a very broad term that is commonly mistaken for money— capital/financial assets are used to generate money while money is used to purchase goods and services. In general, capital is an essential part of the day-to-day management of a firm and funding its future expansion....Read More

By Sterling Xie. Edited by Swastik Patel Overview Debt is a painstaking financial obligation that plagues the lives of millions. Paying off debt certainly is difficult in itself as one forces themselves to free up part of their budget each month to address their debt. However, this process can be easily simplified in the three...Read More

By William Cao. Edited by Arjun Chandrasekar. Overview The American Bankers Association (ABA), more commonly referred to as the check routing number, is needed for setting up direct deposits or ordering checks online. Every bank-related financial transaction requires the routing and account number that can be seen when initially opening your account. This article will...Read More

By Aniket Bose. Edited by Arjun Chandraeskar. Overview Bank accounts offer their consumers the guarantee of security, safety, and convenience for their money. Whether the consumer prefers to do online banking or go to a traditional bank, there are several account options for them to choose from. Each bank account has its purpose and can...Read More

By Hrishikesh Menon. Edited by Arjun Chandrasekar. Overview A cheque, or check, is a financial instrument given by the bank to an account holder with which the said account holder may pay another person by issuing a cheque for the required amount to the other person. This article will cover a brief history of the...Read More

By Taylor Nunley. Edited by Arjun Chandrasekar.  Introduction The Great Depression devastated America in the early 1930s. The Stock Market Crash of 1929 caused panic in a country that was only starting to dip its toes into credit. Thousands found themselves unemployed, homeless, and quickly losing hope in an economy that didn’t seem to be...Read More

By Taylor Nunley. Edited by Arjun Chandrasekar. Overview It can be hard to keep track of all the different transactions made with an account. Thankfully, monthly statements exist to help in an easy, accessible way. Sometimes called a billing or periodic statement, these financial records are delivered monthly to patrons and summarize their account’s standings....Read More

By Michael Feng. Edited by Arjun Chandrasekar. Overview All transactions are based on the assumption of one thing: trust. When buying something off Amazon, you’re trusting the seller to deliver the product you buy. If you don’t receive something satisfactory, Amazon has customer service that will support you. Without the trust in Amazon to get...Read More