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By Akul Rankan. Edited by Arjun Chandrasekar. Overview  Credit cards, are the lifeblood of consumer consumption and are often a tough choice to make when acquiring one. With thousands of credit cards and companies, it becomes quite a challenge to narrow down which ones are optimal for you. And with changing times, credit cards change...
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By Sterling Xie. Edited by Arjun Chandrasekar. Overview Finance is certainly complicated, full of terms that seem to be mired in confusion. However, these terms ultimately can be simplified into simple phrases. The debt-to-equity ratio is one of these terms that is often misunderstood but is critical in the development of investment policies. General Definitional...
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By Ee Hsin Kok. Edited by Arjun Chandrasekar. Overview A great way for investors to earn passive income off of their portfolios is through collecting dividends from their shares. In recent decades, the rise of technology stocks has led to a decline in the dividend yield of the S&p 500 as a whole, but there...
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By Akul Ranjan. Edited by Arjun Chandrasekar. Overview You may have heard the term mortgage frequently said around you, as it is a very common loan for buying a house or any kind of property. Mortgages are given out by mortgage lenders and banks alike. The loan is usually a fixed/varied payment for an extended...
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By Sterling Xie. Edited by Arjun Chandrasekar. Overview Women have made landmark strides in breaking through gender barriers in the financial world and especially on Wall Street. Starting in the 1960s, women gradually became more and more involved in finance and began joining Wall Street. Financial independence, freedom, and courage became known as the key...
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By Ee Hsin Kok. Edited by Arjun Chandrasekar. Overview If you’ve ever seen stories of insider trading on the news, you probably think it’s unfair and illegal. For example, famous businesswoman Martha Stewart was sentenced to five months in prison for illegal insider trading in the early 2000s. However, not all forms of insider trading...
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By Hrishikesh Menon. Edited by Arjun Chandrasekar. Overview A major percentage of taxpayers adhere to the standard income tax brackets and its progressive taxation process. However, that minor percent – usually the elites – mostly adhere to the capital gains tax brackets: a much less known tax policy. Today we’re going to take a deep...
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By Sterling Xie. Edited by Arjun Chandrasekar. Overview As we socially distance and avoid contact, our world has increasingly digitized. Among the most affected—are retail stores, brick-and-mortar stores, and shopping malls. While e-commerce stores are still a sure minority in the market right now, the COVID-19 pandemic has expedited the digitization of stores, bringing some...
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By Ee Hsin Kok. Edited by Arjun Chandrasekar. Overview There are multiple ways for successful companies to return value to their shareholders. Probably the most well-known of which is through giving a dividend. Yet, another less commonly known way in which companies can return values to their shareholders is through stock buybacks. How They Work...
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By Aniket Bose. Edited by Arjun Chandrasekar Overview Car insurance is insurance that is meant for cars, like life insurance is meant for humans. It is a contract between you and the insurance company that protects you from financial loss, in the case of an accident or a theft. While purchasing car insurance, you have...
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