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By Akul Rankan. Edited by Arjun Chandrasekar. Overview  Credit cards, are the lifeblood of consumer consumption and are often a tough choice to make when acquiring one. With thousands of credit cards and companies, it becomes quite a challenge to narrow down which ones are optimal for you. And with changing times, credit cards change...
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By Sterling Xie. Edited by Arjun Chandrasekar. Overview Finance is certainly complicated, full of terms that seem to be mired in confusion. However, these terms ultimately can be simplified into simple phrases. The debt-to-equity ratio is one of these terms that is often misunderstood but is critical in the development of investment policies. General Definitional...
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By Akul Ranjan. Edited by Arjun Chandrasekar. Overview  20% off. 50%off. 70% off. Everybody loves discounts, the number one tactic all retailers, private sellers, and business people alike implement. Discounts are a critical asset to the business, and offer many more advantages than simply just attracting more and more customers. Customer Attraction  The main and...
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By Ee Hsin Kok. Edited by Arjun Chandrasekar. Overview A great way for investors to earn passive income off of their portfolios is through collecting dividends from their shares. In recent decades, the rise of technology stocks has led to a decline in the dividend yield of the S&p 500 as a whole, but there...
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By Ee Hsin Kok. Edited by Arjun Chandrasekar. Overview In October of last year, Facebook rebranded to Meta. This was done to draw attention to the company’s ongoing investments into the metaverse and to also take attention off an ongoing whistleblower scandal. Around that time, the company had already fallen 16% from its highs, and...
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By Ee Hsin Kok. Edited by Arjun Chandrasekar. Overview The Nasdaq has just closed at $13,301 – marking a 21% drawdown from its peak and signifying the start of a bear market. On the other hand, the S&P 500 still remains in correction territory, closing at $4204, an approximate 13% decline from its peak. In...
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By Akul Ranjan. Edited by Arjun Chandrasekar. Overview You may have heard the term mortgage frequently said around you, as it is a very common loan for buying a house or any kind of property. Mortgages are given out by mortgage lenders and banks alike. The loan is usually a fixed/varied payment for an extended...
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By Sterling Xie. Edited by Arjun Chandrasekar. Overview Technological growth recently has been remarkable. This growth has left its impact on the financial market with the newfound growth of the automated financial management system, a system of automated investment strategies that have been seen to outperform mutual fund and self-managed stock portfolios.  Investment Perspective Robo-advisors...
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By Sterling Xie. Edited by Arjun Chandrasekar. Overview Women have made landmark strides in breaking through gender barriers in the financial world and especially on Wall Street. Starting in the 1960s, women gradually became more and more involved in finance and began joining Wall Street. Financial independence, freedom, and courage became known as the key...
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By Ee Hsin Kok. Edited by Arjun Chandrasekar. Overview If you’ve ever seen stories of insider trading on the news, you probably think it’s unfair and illegal. For example, famous businesswoman Martha Stewart was sentenced to five months in prison for illegal insider trading in the early 2000s. However, not all forms of insider trading...
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