By William Cao. Edited by Arjun Chandrasekar and Swastik Patel. Overview/Introduction As you may know, a dividend, in short, is a company distributing cash to its shareholders for a certain amount of time. Though companies are not required to actually pay out dividends, investors can rely on them to see the company’s financial status. So,...Read More

By William Cao. Edited by Swastik Patel  Overview/Introduction Like their name suggests, “Feeder Schools” are schools primarily designed for one goal: getting students into their “dream school”. This article will take a deeper dive into this terminology.   Discretionary note: I am currently a highschooler soon to be going through the college application process. What are...Read More

By William Cao. Edited by Swastik Patel Overview/Introduction “Capital” is a very broad term that is commonly mistaken for money— capital/financial assets are used to generate money while money is used to purchase goods and services. In general, capital is an essential part of the day-to-day management of a firm and funding its future expansion....Read More

By William Cao Edited by Swastik Patel  Overview/Introduction It is safe to say that the stock market is currently not seeing its brightest days, as index funds such as the S&P 500 are down by more than 20% year to date due to a multitude of factors. Generally, when the stock market is down in...Read More

By William Cao. Edited by Arjun Chandrasekar. Overview The American Bankers Association (ABA), more commonly referred to as the check routing number, is needed for setting up direct deposits or ordering checks online. Every bank-related financial transaction requires the routing and account number that can be seen when initially opening your account. This article will...Read More

By William Cao. Edited by Arjun Chandrasekar. Overview If not attended to properly, car insurance can compound up annually and cost more to pay off annually. Research from the NAIC shows that an average person spends about $1,100 in 2018 and these rates are most likely to have risen over the years. This article will...Read More

By William Cao. Edited by Arjun Chandrasekar. Overview B2B or is it B to B or is it actually business-to-business? Well, it is actually all of the above. The term “B2B” stands for business to business and more about these will be discussed in the following sub-topics. What are they? Origins? Business-to-business by its name...Read More

By William Cao. Edited by Arjun Chandrasekar. Overview Ever been shopping at Target and heard the lines of “With Target’s RedCard™, you can save 5% and get a cashback reward” from the cashier? Well, me too. I always wondered how cash back rewards work and what they are, so, in this article, we will be...Read More

By William Cao. Edited by Arjun Chandrasekar. Introduction Imagine every individual having an assigned number from 300 – 850 and the value is a “make or break” type notion. The lower the number to 300, then the individual can lose a significant amount of money. On the other hand, if the value is higher and...Read More

By William Cao. Edited by Arjun Chandrasekar Taking a Step Back into History If you have been on the internet throughout the last decade, then you have probably heard of the Doge meme – the iconic Shibe filled with comic sans and broken modifiers as it expresses its many phrases like “much wow” or “so...Read More