By

William Cao
By William Cao. Edited by Arjun Chandrasekar. Overview The American Bankers Association (ABA), more commonly referred to as the check routing number, is needed for setting up direct deposits or ordering checks online. Every bank-related financial transaction requires the routing and account number that can be seen when initially opening your account. This article will...
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By William Cao. Edited by Arjun Chandrasekar. Overview If not attended to properly, car insurance can compound up annually and cost more to pay off annually. Research from the NAIC shows that an average person spends about $1,100 in 2018 and these rates are most likely to have risen over the years. This article will...
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By William Cao. Edited by Arjun Chandrasekar. Overview B2B or is it B to B or is it actually business-to-business? Well, it is actually all of the above. The term “B2B” stands for business to business and more about these will be discussed in the following sub-topics. What are they? Origins? Business-to-business by its name...
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By William Cao. Edited by Arjun Chandrasekar. Overview Ever been shopping at Target and heard the lines of “With Target’s RedCard™, you can save 5% and get a cashback reward” from the cashier? Well, me too. I always wondered how cash back rewards work and what they are, so, in this article, we will be...
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By William Cao. Edited by Arjun Chandrasekar. Introduction Imagine every individual having an assigned number from 300 – 850 and the value is a “make or break” type notion. The lower the number to 300, then the individual can lose a significant amount of money. On the other hand, if the value is higher and...
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By William Cao. Edited by Arjun Chandrasekar Taking a Step Back into History If you have been on the internet throughout the last decade, then you have probably heard of the Doge meme – the iconic Shibe filled with comic sans and broken modifiers as it expresses its many phrases like “much wow” or “so...
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By William Cao. Edited by Arjun Chandrasekar. Overview  In this article, two financial concepts named Tax Deductions and Refunds will be dissected and written into a more simplistic and concise manner. It is crucial for one to learn and familiarize themselves with the knowledge behind these two processes due to the many applications U.S. citizens...
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