By Sterling Xie. Edited by Aniket Bose and Swastik Patel Overview Economics is often presented as a system of complex mathematical functions. However, increasingly, economists have recognized the importance of human behavior in the prediction of certain economic trends. As such, the field of behavioral economics has gained popularity in recent years, built on the...Read More

Written by Sterling Xie. Edited by Swastik Patel. Overview As a rising market, cryptocurrencies have often lacked strict and definite regulation, making investment in the market uncertain. This article offers better definitions on the strengths and drawbacks of cryptocurrency regulation.  Who should regulate? Right off the bat, there’s concerns as to who should regulate the...Read More

By Sterling Xie. Edited by Swastik Patel Overview Cryptocurrency seems to be such a foreign concept—assets that you can’t see or touch. Bitcoin is known to increase or decrease 5-10% (if not more) in value every day.  However, cryptocurrency and bitcoin’s value mirror the stock market and follow a logical pattern. In this article, we...Read More

By Sterling Xie. Edited by Swastik Patel Overview While buying property is often one of the most stressful parts of your life, there are a few  steps that you can take to simplify the process. In this article, you will learn the various steps to take when purchasing property. Preliminary Steps The first step is...Read More

By Sterling Xie. Edited by Swastik Patel Overview Stock and asset trading and purchases (high finance) are often seen as a largely logical game or system, but what many don’t realize is the reality of the game. Stock trading is deeply emotional. In reality, it is nearly impossible to predict market cycles. Even the best...Read More

By Sterling Xie. Edited by Swastik Patel Overview We’re often told to “diversify our portfolio” to balance our investment risk, but we’re never told what that truly means. It could mean investing in a variety of different sectors and risk levels of stocks, but it could also mean investing in a variety of different asset...Read More

By Sterling Xie. Edited by Swastik Patel Overview Debt is a painstaking financial obligation that plagues the lives of millions. Paying off debt certainly is difficult in itself as one forces themselves to free up part of their budget each month to address their debt. However, this process can be easily simplified in the three...Read More

By Sterling Xie. Edited by Swastik Patel Overview In today’s day and age, public transportation, especially in the US, is seen as slow and unreliable. However, is this commonly held view a reason to avoid public transportation, especially in large cities? Public transportation still holds a critical role in the development and resilience of large...Read More

By Sterling Xie. Edited by Arjun Chandrasekar. Overview Finance is certainly complicated, full of terms that seem to be mired in confusion. However, these terms ultimately can be simplified into simple phrases. The debt-to-equity ratio is one of these terms that is often misunderstood but is critical in the development of investment policies. General Definitional...Read More

By Sterling Xie. Edited by Arjun Chandrasekar. Overview Technological growth recently has been remarkable. This growth has left its impact on the financial market with the newfound growth of the automated financial management system, a system of automated investment strategies that have been seen to outperform mutual fund and self-managed stock portfolios.  Investment Perspective Robo-advisors...Read More